Health & Welfare Plans

Our clients rely on MWM to assist them as they develop and maintain the fundamental elements in their employee benefits programs. Whatever the chosen parameters for group life, health, and disability plans, our consultants recognize that any program must be cost-effective and well-managed, as well as uniquely tailored to that organization.

We tap our wealth of employee benefit plan experience to advise clients on a complete range of actuarial issues, including:

Accounting for retiree medical plans
Effective plan design and cost containment
Forecasting and simulating long-term disability cash flow and liabilities
Pricing traditional and flexible benefit programs
Reserving for self-funded plans
Funding and insurance strategies from first-dollar coverages to stop loss
Risk arrangement and analysis
Capitation development