Health & Welfare Plans


Our clients rely on MWM to assist them as they develop and maintain the fundamental elements in their employee benefits programs. Whatever the chosen parameters for group life, health, and disability plans, our consultants recognize that any program must be cost-effective and well-managed, as well as uniquely tailored to that organization.

We tap our wealth of employee benefit plan experience to advise clients on a complete range of actuarial issues, including:

  • Accounting for retiree medical plans
  • Effective plan design and cost containment
  • Forecasting and simulating long-term disability cash flow and liabilities
  • Pricing traditional and flexible benefit programs
  • Reserving for self-funded plans
  • Funding and insurance strategies from first-dollar coverages to stop loss
  • Risk arrangement and analysis
  • Capitation development