Kathleen E. Manning, Managing Principal


Kathy Manning has a broad range of experience in the design, funding, and administration of employee benefits programs. Her clients have included Fortune 100 organizations, large and intermediate-sized privately held corporations, tax exempt organizations and hospital systems, public sector retirement systems and organizations of all sizes. She received a B.S. in Mathematics from the University of Illinois and has studied at the University of Chicago Business School. In describing how MWM Consulting Group works with its clients, Ms. Manning explains, “With our breadth of experience, we can provide a complete business perspective to our clients, informing and advising them within the context of their ultimate corporate strategies and objectives. Our goal is to deliver support, resources, and knowledge to empower our clients to be as effective and efficient as possible.”

Bernard E. Hartt, Consulting Actuary ( In memory of )


For more than 30 years, Bernie Hartt has been creating benefit programs for major U.S. corporations, professional and trade associations, life and health insurance companies, health maintenance organizations, not-for-profit organizations, and public retirement systems. He graduated from the University of Illinois with a B.S. in Actuarial Science and began work in the insurance industry, directing group life, health, and disability pricing activities. Mr. Hartt believes “it is important to give clients a thorough understanding of the impact of the plans they create. Exploring alternatives and discussing broader business issues helps clients arrive at a benefits program that will be good for the sponsor, as well as the participants.”

Karl Oman, Consulting Actuary


Karl has more than 25 years of actuarial consulting experience in plan design, implementation, administration, accounting disclosure statements under FASB and GASB and funding of retirement benefit programs for major U.S. corporations, professional and trade associations, not-for-profit organizations and public retirement systems and municipalities.

Karl’s highest academic degree is a Doctorate in Mathematics from Wayne State University in Detroit, MI awarded in December 1998.

Kyle Bang, Consulting Actuary


Kyle Bang is a consulting actuary with over 15 years of experience working with plan sponsors on a variety of retirement plans of all natures and sizes. His experience includes completion of annual funding and accounting valuations, government filings and compliance, forecasting, financial de-risking, and plan design. Kyle enjoys working with plan sponsors to help them better understand the complexity of employee retirement benefits. He earned a bachelor’s degree in Statistics and Actuarial Science from the University of Minnesota Duluth.

Drew Dubeck, Senior Consultant

Drew Dubeck has worked for a number of major U.S. corporations, implementing, converting, and processing their 401(k), profit sharing, ESOP, and GESOP plans. With his B.S. in Mathematics from Loyola University of Chicago and more than 20 years experience, Mr. Dubeck is able to provide a variety of services for administering defined contribution plans, including compliance testing, government reporting, and developing written documentation. His consulting philosophy is “to approach each client’s needs individually. Every situation involves different goals, different strategies, and different business considerations. The services I provide are completely personalized for each client.” ”

Cathy Anderson, Senior Consultant

Cathy Anderson has more than 15 years experience in preparing actuarial valuations and reports; post-retirement medical and life valuations; preparation of IRS Form 5500 and required schedules; FASB 87 and 132 calculations; and pension benefit calculations. She explains, “Providing clients with technical expertise through attention to detail and the capability to handle all employee benefit situations is important to the administration of our plans.” Ms. Anderson earned a B. S. in Mathematics from Michigan Technological University.

Experienced Professionals

MWM actuaries have deep and extensive experience in the actuarial / employee benefits arena and have accumulated a rich reservoir of intellectual capital regarding the retirement programs of private and public sector employers.